Gross premiums written
|
82,919
|
77,824
|
6.5%
|
Ceded premiums written
|
-5,547
|
-5,141
|
7.9%
|
Change in unearned premiums (net)
|
-1,458
|
-1,211
|
20.4%
|
Premiums earned (net)
|
75,914
|
71,472
|
6.2%
|
Interest and similar income
|
22,433
|
21,616
|
3.8%
|
Income from financial assets and liabilities carried at fair value through income (net)
|
-1,609
|
-3,301
|
-51.3%
|
Realized gains/losses (net)
|
7,276
|
6,096
|
19.4%
|
Fee and commission income
|
12,296
|
11,534
|
6.6%
|
Other income
|
158
|
24
|
551.9%
|
Total income
|
116,469
|
107,442
|
8.4%
|
Claims and insurance benefits incurred (gross)
|
-59,532
|
-54,459
|
9.3%
|
Claims and insurance benefits incurred (ceded)
|
3,681
|
2,302
|
59.9%
|
Claims and insurance benefits incurred (net)
|
-55,851
|
-52,157
|
7.1%
|
Change in reserves for insurance and investment contracts (net)
|
-13,726
|
-9,684
|
41.7%
|
Interest expenses
|
-1,110
|
-1,035
|
7.2%
|
Loan loss provisions
|
-2
|
-2
|
5.2%
|
Impairments of investments (net)
|
-1,824
|
-3,152
|
-42.1%
|
Investment expenses
|
-1,494
|
-1,333
|
12.1%
|
Acquisition and administrative expenses (net)
|
-26,247
|
-24,600
|
6.7%
|
Fee and commission expenses
|
-4,509
|
-4,302
|
4.8%
|
Amortization of intangible assets
|
-196
|
-375
|
-47.6%
|
Restructuring and integration expenses
|
-426
|
-398
|
7.0%
|
Other expenses
|
-6
|
-6
|
-3.5%
|
Total expenses
|
-105,391
|
-97,043
|
8.6%
|
Income before income taxes
|
11,077
|
10,399
|
6.5%
|
Income taxes
|
-2,776
|
-2,696
|
3.0%
|
Net income
|
8,302
|
7,703
|
7.8%
|
Net income attributable to:
|
|
|
|
Non-controlling interests
|
387
|
241
|
60.7%
|
Shareholders
|
7,914
|
7,462
|
6.1%
|