Swipe to view more
|
Assets
|
12/31/2017 EUR mn
|
12/31/2016 EUR mn
|
Change
|
|---|---|---|---|
| Cash and cash equivalents | 17,119 | 14,463 | 18.4% |
| Financial assets carried at fair value through income | 8,177 | 8,333 | -1.9% |
| Investments | 546,828 | 536,869 | 1.9% |
| Loans and advances to banks and customers | 104,224 | 105,369 | -1.1% |
| Financial assets for unit-linked contracts | 119,141 | 111,325 | 7.0% |
| Reinsurance assets | 16,375 | 15,562 | 5.2% |
| Deferred acquisition costs | 23,184 | 24,887 | -6.8% |
| Deferred tax assets | 931 | 1,003 | -7.2% |
| Other assets | 37,731 | 38,050 | -0.8% |
| Non-current assets and assets of disposal groups classified as held for sale | 14,329 | 14,196 | 0.9% |
| Intangible assets | 13,262 | 13,752 | -3.6% |
| Total assets | 901,300 | 883,809 | 2.0% |
Swipe to view more
|
Liabilities and equity
|
12/31/2017
EUR mn |
12/31/2016 EUR mn
|
Change
|
|---|---|---|---|
| Financial liabilities carried at fair value through income | 11,291 | 11,271 | 0.2% |
| Liabilities to banks and customers | 12,746 | 13,038 | -2.2% |
| Unearned premiums | 21,442 | 21,360 | 0.4% |
| Reserves for loss and loss adjustment expenses | 73,292 | 72,373 | 1.3% |
| Reserves for insurance and investment contracts | 513,687 | 505,322 | 1.7% |
| Financial liabilities for unit-linked contracts | 119,141 | 111,325 | 7.0% |
| Deferred tax liabilities | 4,906 | 4,683 | 4.8% |
| Other liabilities | 39,639 | 39,867 | -0.6% |
| Liabilities of disposal groups classified as held for sale | 13,662 | 13,290 | 2.8% |
| Certificated liabilities | 9,596 | 7,615 | 26.0% |
| Subordinated liabilities | 13,295 | 13,530 | -1.7% |
| Total liabilities | 832,698 | 813,674 | 2.3% |
| Shareholders' equity | 65,553 | 67,083 | -2.3% |
| Non-controlling interests | 3,049 | 3,052 | -0.1% |
| Total equity | 68,602 | 70,135 | -2.2% |
| Total liabilities and equity | 901,300 | 883,809 | 2.0% |
Swipe to view more
|
|
2017
EUR mn |
2016
EUR mn |
Change
|
|---|---|---|---|
| Gross premiums written | 77.345 | 76.331 | 1.3% |
| Ceded premiums written | -4.912 | -4.901 | 0.2% |
| Change in unearned premiums (net) | -1.007 | -1.073 | -6.2% |
| Premiums earned (net) | 71.427 | 70.357 | 1.5% |
| Interest and similar income | 21.848 | 22.149 | -1.4% |
| Income from financial assets and liabilities carried at fair value through income (net) | -1.204 | -850 | 41.7% |
| Realized gains/losses (net) | 6.546 | 8.403 | -22.1% |
| Fee and commission income | 10.937 | 10.491 | 4.3% |
| Other income | 36 | 100 | -63.6% |
| Total income | 109.590 | 110.649 | -1.0% |
| Claims and insurance benefits incurred (gross) | -56.644 | -55.914 | 1.3% |
| Claims and insurance benefits incurred (ceded) | 5.427 | 2.758 | 96.8% |
| Claims and insurance benefits incurred (net) | -51.218 | -53.156 | -3.6% |
| Change in reserves for insurance and investment contracts (net) | -14.427 | -13.201 | 9.3% |
| Interest expenses | -1.149 | -1.207 | -4.8% |
| Loan loss provisions | -25 | -46 | -46.1% |
| Impairments of investments (net) | -1.160 | -1.940 | -40.2% |
| Investment expenses | -1.269 | -1.306 | -2.8% |
| Acquisition and administrative expenses (net) | -25.702 | -25.301 | 1.6% |
| Fee and commission expenses | -3.857 | -3.734 | 3.3% |
| Amortization of intangible assets | -154 | -154 | 0.1% |
| Restructuring changes | -477 | -186 | 157.0% |
| Other expenses | -5 | -5 | 3.8% |
| Total expenses | -99.442 | -100.236 | -0.8 |
| Income before income taxes | 10.148 | 10.413 | -2.5 |
| Income taxes | -2.941 | -3.085 | -4.7 |
| Net income | 7.207 | 7.329 | -1.7 |
| Net income attributable to: | |||
| Non-controlling interests | 404 | 367 | 10.0 |
| Shareholders | 6.803 | 6.962 | -2.3 |
As of 12/31/2017
Note: Where past years' figures have been adjusted as a consequence of changes to accounting regulations or their application, these restatements are considered in the tables retroactively. Therefore the figures above may differ from the figures originally published in the Annual Reports and Interim Reports.