From windstorms and cyclones to hailstorms and winter storms, they can come in many forms and, more worryingly, their frequency and impact appear to be growing.
Home, secure home?
Weather protection both within and beyond your four walls
Home is more than just a building or the place we grew up; it’s a sense of belonging. It’s our sanctuary and a safe space we can return to, no matter what. It’s a space where we build friendships, families, make memories, and can be ourselves. Protecting this and what matters most to you, however, extends beyond your four walls.
As natural catastrophes become more frequent and severe, resilience and protection, at home and in society are more crucial than ever. With "Home, secure home?", we are dedicated to empowering you with the knowledge and resources needed to safeguard your home and community, whatever the weather.
In four dedicated spaces, we analyze some of the most common extreme weather events, their impact and, most importantly, what you can do to protect yourself.
Storms
From windstorms and cyclones to hailstorms and winter storms, they can come in many forms and, more worryingly, their frequency and impact appear to be growing.
Floods
Rising sea levels and increasingly erratic precipitation patterns are making floods more frequent, severe, and unpredictable, posing growing threats to property, infrastructure, and lives.
Extreme heat
Record-breaking temperatures are becoming the new normal. This silent threat not only endangers vulnerable populations but also creates cascading risks for households and businesses alike.
Wildfires
Wildfires are a danger to more than just those who face the flames directly. Beyond homes and livelihoods, they threaten infrastructure and entire ecosystems, forcing a reevaluation of how we build, live, and insure.
Our Solutions
At Allianz, we have created a range of innovative solutions, designed to help societies adapt to the changing climate and lower the likelihood of individuals and businesses being affected by extreme weather events.
For retail customers:
GloRiA (Global Risk Assessment)
Our state-of-the-art online service offering that uses advanced climate data to educate on NatCat risks including storms, floods, wildfires, earthquakes, and droughts. By displaying a location-based risk score of low, medium or high, GloRiA can help you understand your risk level and learn about preventative measures in the form of checklists and explainer videos. It is currently available to customers in Germany, France, Italy, Bulgaria, and Czech Republic and being rolled out in further Allianz markets.
Repair instead of Replace
Storms and other natural hazards leave behind not only damaged buildings and vehicles but also an opportunity: to rebuild in a way that strengthens resilience and reduces environmental impact. Allianz is working across its operating entities to make post-disaster recovery more sustainable – helping customers while also addressing the climate challenge that drives these risks.
For commercial customers:
CAReS (Climate Adaptation and Resilience Services)
CAReS translates physical climate risks into financial and physical loss metrics at the portfolio and asset level and helps to manage these risks with bespoke resilience consultancy, from resilience measures that safeguard critical assets to strategies that build long-term adaptation for businesses and communities.
Build Back Better
Allianz Commercial has further developed its Build Back Better endorsements, which build levers into the claims process that actively support customers in improving their sustainability performance and long-term value after a disaster strikes.
