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Allianz Global Wealth Report 2026

A double-edged code – How AI is reshaping the global wealth landscape

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All chapters

Executive summary

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Financial assets: 2025 sets a fresh record

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Liabilities: Borrowing remains subdued

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Real estate: A hesitant recovery

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Distribution: New wealth, old divides

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Appendices

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Our team

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Is the wealth middle class shrinking?

Is the middle class shrinking? The data suggest a heterogeneous picture, but genuine success stories are rare: In most countries, the situation of the middle class has deteriorated, especially with regard to its share of total wealth. 

Who´s afraid of inflation? A corporate view

Strong cash balances (EUR690bn above pre-crisis levels in the Eurozone and more than USD765bn in the US), as well as rising profitability and capex, are cushioning most US and Eurozone companies from high input prices.

Carbon farming: A transition path for agriculture & forestry

Carbon Farming is central in the EU strategy for capturing CO2 from the atmosphere and store it in natural sinks like forests or agricultural land. Yet to comply with the 1.5°C goal, the EU needs total investments of EUR185bn and an annual investment gap of EUR8.3bn needs to be filled.

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