Environmental data

Our reporting on environmental data generally follows the Sustainability Reporting Guidelines (G4) of the Global Reporting Initiative. The Group's carbon footprint is oriented towards the Greenhouse Gas (GHG) Protocol's Corporate Accounting and Reporting Standard. For data compilation, Allianz further applies the standards developed by the Association of Financial Institutions for Environmental Management and Sustainability (Verein für Umweltmanagement und Nachhaltigkeit in Finanzinstitutionen "VfU") as they are tailored to financial services institutions.

Environmental Management

Our Group-wide Environmental Management System (EMS) provides standards and controls, supports environmental data collection and promotes transparent reporting of environmental impacts across our operations. It guides us in monitoring and managing our resource use, including water consumption and waste generated. Whilst in the context of our carbon footprint these two impacts are not material (generally combined <3% of total carbon footprint), we consider these impacts important both within a global and local context and the communities in which we operate. In 2017, the scope of our EMS included 91.1% of employees (2016: 92.2%). Operational implementation is monitored by the Group Environmental Officer, and is supported by the Board of Management of Allianz SE.

GHG emissions

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(CO2e metric tonnes)1

2017

2016

2015

Scope 1 – Direct GHG emissions, total

52,527

54,284

60,784

Scope 2 – Indirect GHG emissions (market based) total2

191,251

182,964

170,137

Scope 2 – Indirect GHG emissions (location based) total2

280,235

278,747

 

Scope 3 – Other indirect GHG emissions, total

181,589

173,277

170,749

Scope 1–3 GHG emissions, total

425,367

410,525

401,670

KPI: Total GHG emissions per employee

3.03

2.94

2.83

1 Electricity scope 2 emissions is in CO2 due to data availability (IEA).

2 Please note, that the data for 2016 has been restated, for further details, please see our explanatory notes.

Cutting our emissions

The most material emissions from our own operations arise through energy consumption, business travel and paper use. To target our efforts, we have committed to reduce carbon emissions by 30% per employee by 2020, against a 2010 baseline. By the end of 2017, we had reduced CO2 emissions by 17,4% per employee against our 2010 baseline year. This represents an increase in our emissions  against the previous year (+3,6% absolute), mainly due to improved scope of measurement, the project stage in our data center consolidation and expansion of our international business presence, requiring more travel.

As part of our continuous improvement process, our approach to managing the environmental impacts at the Allianz SE Campus in Munich has been further formalised and received certification to the international environmental standard ISO14001.

Energy consumption

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2017

2016

2015

Total energy consumption [GJ]

2,991,902

2,969,329.9

2,893,503

Energy consumption from our office buildings [GJ] 1

2,436,375

2,494,055

2,561,412

Energy consumption from our data centers [GJ]1

555,527

475,275

332,092

KPI: Energy consumption from office buildings per employee [GJ]1

17.3

17.9

18.04

Electricity [%]

72.6

71.5

70.4

Fossil fuels [%]

15.6

18

18.5

Long-distance heating [%]

11.5

11.1

10.9

Other (energy from own sources including photovoltaic, internal waste heat) [%]

0.3

0.3

0.2

Green electricity as a share of total electricity used [%]

39.8

41.4

39.2

1 We are in the process of consolidating our global data center estate. The reported energy consumption relates to our four strategic data centers in Europe and the US and further data centers will be part of our reporting scope from 2018. Up to the end of this consolidation program, the energy consumption from some local data centers will be included in the energy consumption reported for office buildings.
Our target is a 30% reduction in energy consumption per employee by 2020, compared with 2010. We have achieved a 29% cut so far and 40% of the energy we used came from renewable, low-carbon sources in 2017.

Water

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2017

2016

2015

Total water consumption [m3]

1,940,030

1,887,526

1,915,934

Water consumption per employee [liters]

13,805

13,536

13,496

Drinking water [%]

86.6

87.2

85.4

Rain water [%]

0.3

0.4

0.3

Natural water [%]

13.1

12.4

14.4

Minimizing water use is a principle commitment under our Group Environmental Guidelines.

Waste

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2017

2016

2015

Total waste [tons]

21,474

21,438

21,104

Waste per employee [kg]

153

154

149

Waste incinerated [%]

39.5

43.3

40.0

Waste recycled [%]

40.7

40.2

42.2

Waste to landfills [%]

19.4

15.9

17.1

Special waste treatment [%]

0.3

0.6

0.8

We seek to minimize the waste we generate and to re-use or recycle where possible. In 2017, efforts to avoid waste in our day-to-day office operations included the introduction of re-usable take-away coffee cups at Allianz Technology in Munich. This avoids cup disposal and builds on the set-up established at Allianz SE, where an internal deposit-system for ceramic mugs has eliminated disposable cups entirely since 2015.

Paper

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2017

20161

20151

Total paper consumption [metric tons]

14,038

16,325

17,615

KPI: Paper consumption [kg/1000 policies]

98

117

124

Recycled paper [%]

37.2

37.0

35.2

FSC-labelled paper [%]

46.6

47.1

40.0

1 Please note, that the data for 2016 and 2015 have been restated, for further details, please see our explanatory notes.
We are aiming for a 40% paper reduction by 2020 against a 2014 baseline. By the end of 2017, we had achieved a reduction of 27% (2016: 14.5% on same basis). We will be stepping up efforts through the increasing shift towards digital communication with our customers and paperless ways of working in our offices.

Travel

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2017

2016

2015

Total travel [km]

952,221,036

917,846,303

914,405,025

Travel per employee [km]

6,776

6,582

6,441

Road travel (includes business travel by rental car, fleet car and private car) [%]

40.7

43.9

47.5

Air travel [%]

51.5

47.5

44.6

Rail travel [%]

7.8

8.5

7.8

In 2017, business travel accounted for 32.4% of our carbon footprint. To drive this down, we encourage employees to avoid travel for non-business-critical and non-client-related meetings of less than three hours. We are also strengthening the CO2 performance of our vehicle fleet with electric cars in use in countries such as Germany, Netherlands, Malaysia, France, and Belgium.