PressNewsCompanyPoint of view: Migrants’ relatives: Covering families via smartphone

Emerging Consumers

Migrants’ relatives: Covering families via smartphone

Service & Contacts

Allianz Group Communications
Koeniginstr. 28
80802 Munich

Contact overview

Receive the latest Allianz news.


Follow Allianz in the social networks:


  • Contact

  • Newsletter

  • Social Media

Currently, 80 percent of people in developing countries are not covered by insurance. To improve this, Lebara and Allianz Group recently announced an insurance partnership to customers in emerging markets. We asked Martin Hintz, coordinator of Emerging Consumers to explain how this cooperation helps our new customers.


Allianz SE
Munich, Mar 07, 2016

Allianz-Digital and paperless: Martin Hintz, Coordinator Emerging Consumers, Allianz Group.

Digital and paperless: Martin Hintz, Coordinator Emerging Consumers, Allianz Group. In Europe, the US as well as in Arabic countries, migrants often live and work under difficult conditions. At the same time, many also have to support families in their home countries, of which 80 percent have no access to social security systems. How will the cooperation between Lebara and Allianz be able to promote change?

Martin Hinz: Our partnership will help migrants get their families covered and protected much easier than before. Until now, they would typically send money to their families using a remittance service, asking them to purchase an insurance policy themselves. The Lebara-Allianz cooperation enables migrants, in the UK for a start, to enroll their family members in just a few mouse-clicks, pay for these services conveniently from the UK and receive regular updates on the status of the insurance, including claims. Even better, the Second Medical Opinion service, which is the first service on offer, is provided for free.

In the course of this, which new opportunities do digital technologies offer?

These services would not be imaginable without digital technologies. UK migrants can enroll themselves and their loved ones from their smartphones or from any other Internet access point. No paper needed and no waiting for documents to arrive. For most products, such as Second Medical Opinion, policy issuing is digital and instant. However, manual processes will not entirely disappear. For some of the products being planned, Allianz will still need to carry out a manual risk evaluation.

How is Allianz ensuring that the prime risks of its clients will be covered and how is it making sure that benefits will reach the clients in all parts of the world?

Starting from our first service, Second Medical Opinion, many of the planned offerings will focus on health which is a universal need. Over time, we plan to add more and more products to the Lebara-Allianz platform. Customers will then be at liberty to choose which coverage is the most urgent for them.  

Interview/Text: Nick Tewes, Sarina Balkhausen


  Forward Looking Statement disclaimer

As with all content published on this site, these statements are subject to our Forward Looking Statement disclaimer:


  Press contact

Nicolai Tewes
​Allianz SE
Phone: +49.89.3800-4511
Send email

  More at

Allianz completes sale of part of its life insurance portfolio in Taiwan to China Life

Allianz-Allianz completes sale of part of its life insurance portfolio in Taiwan to China Life
May 18, 2018 | Allianz SE

Allianz today announces that it has completed the sale of part of its traditional life insurance portfolio in Taiwan to China Life Insurance Co. 


Allianz and PIMCO launch new retirement income business in Australia

Allianz-Allianz and PIMCO launch new retirement income business in Australia
May 17, 2018 | Allianz SE

Allianz, one of the world’s largest insurers, and PIMCO, one of the world’s premier fixed income managers owned by Allianz, have announced the launch of a new business in Australia, Allianz Retire+ Powered by PIMCO, to deliver the next generation of retirement income solutions.


Allianz 1Q results signal good start into 2018, on track to meet targets

Allianz-Allianz 1Q 2018 financial results
May 15, 2018 | Allianz SE

Allianz Group had a good start into 2018, posting a 6.8 percent rise in net income attributable to shareholders. Internal revenue growth, which adjusts for currency and consolidation effects, was 4.9 percent with positive contributions from all business segments. Total revenues increased 0.7 percent to 36.5 billion euros.