Today, the whole world will be paying attention to one event – the Royal Wedding in London's Westminster Abbey. The bride will be beautiful, the party will be grand: what viewers will not see is all the many great and small things that could go wrong. Wedding couples should remember that even the most romantic time in their lives bears some risks.
Fireman's Fund insures the happiest day of your life
Wedding insurance is a smart idea for couples to protect the large financial investment they have made. If couples assess their risks beforehand, there should be nothing in the way of letting these days become the most romantic in a lifetime.
Fireman's Fund's wedding insurance protects the financial interests of couples to be married in the U.S.A.. The policy can be tailored à la carte to fit the big event. Some of the options include: liability insurance, insurance against cancellation, or insuring destination weddings in exotic places such as the Caribbean or Puerto Rico. Features also comprise professional counselling needed for emotional distress if your bride or groom gets cold feet.
Wedding insurance is a smart idea for couples to protect the large financial investment they have made
Another option is to insure the party as any large event: special equipment, catering and a live band usually add up to a large financial sum. And the number of things that could go wrong is long: bad weather may force a change in venue, food poisoning can send an entire party to the hospital and sometimes just a simple power failure can spell a disaster.
Plan a safe honeymoon
As many newly-weds choose distant locations for their honeymoon, they face specific risks. To stay healthy throughout, health checks and necessary prevention should be discussed with doctors beforehand. Adequate insurance policies cover the cost of local medical treatment, repatriation if necessary and advance payments on medical expenses.
If the trip is within Europe, getting a European Health Insurance Card is a wise idea. It helps to save time and money when falling ill or suffering an injury abroad. For the rest of the world, it needs to be taken into account that medical fees can be much higher than in the individual home country.
But prevention should not stop here. To cancel a long-planned and awaited honeymoon is not only annoying but usually becomes quite expensive too if not insured. Allianz Global Assistance offers coverage for all that can go wrong while honeymooning: its travel insurance and special assistance options include cancellation policies and luggage insurance against the risk of loosing or damaging baggage while on the trip.
Keep the ring safe!
As a sign of commitment, the wedding ring will be one of the most precious pieces of jewellery for spouses. It is therefore worth checking whether the regular household insurance also covers this valuable – and the rest of your jewellery. Insurance pays to repair or replace jewellery if lost, damaged or stolen.
To have a right of compensation, expensive jewellery must be worn or kept in a safe deposit. So even if it sounds unromantic, it's always worth to check what the conditions are for the precious wedding or engagement ring.
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