Terms of Use General By accessing this website (the "Allianz Website") and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the terms and conditions of use that follow. Use of the Allianz Website The Allianz Website is intended for general information purposes. Queries concerning specific insurance products or asset management products or related services should be addressed to the individual business units and/or companies of the Allianz Group ("Allianz Group companies"). None of the information on the Allianz Website should be interpreted as a solicitation, offer or recommendation to acquire or dispose of any investment or to engage in any other transaction, or as investment, legal, tax or other advice of any kind. While we try to provide current information, we do not assume any duty to update any information given on this web site. Copyright The entire content of the Allianz Website, including those of its subsidiaries, is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by the Allianz Group and its licensors. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of "framing" technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written consent of the Allianz Group. Trademarks, Service Marks and Logos The trademarks, service marks and logos ("marks") appearing on the Allianz Website and/or any other Allianz Group companies' respective websites are the property of those Allianz Group companies. You are prohibited from using any of the marks without the prior written consent of the relevant Allianz Group company. No Warranty All information on the Allianz Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided "as is" and is subject to change without prior notice. Such information is provided, to the fullest extent permissible pursuant to applicable law, without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The Allianz Group does not warrant the adequacy, accuracy, reliability or completeness of any information on the Allianz Website and expressly disclaims any liability for errors or omissions therein. You are responsible for evaluating the adequacy, accuracy, reliability and completeness of any information or other content available on the Allianz Website. The Allianz Group does not warrant that the functions of the Allianz Website will be uninterrupted or error-free, that defects will be corrected or that the Allianz Website or the server that makes it available are free from computer viruses and other harmful components. No Liability The Allianz Group and Allianz Group companies expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access to or use of or inability to use the Allianz Website, or any failure of performance, interruption, defect, delay in transmission, computer virus or other harmful components, or line or system failure associated with the Allianz Website, whether or not the Allianz Group and/or Allianz Group companies were aware of the possibility of such damages. Hyperlinked and Referenced Websites The Allianz Group comprises Allianz AG and a broad spectrum of Allianz Group companies, many of them operating under their own brand names. Many Allianz Group companies have their own websites on the internet where they offer information about their respective products and services. Reference is made to those websites for further details, and hyperlinks have been provided from the Allianz Website to the websites of those Allianz Group companies, if available. When you access certain links on the Allianz Website, you may leave the Allianz Website. Information on hyperlinked or referenced websites is neither investigated nor analyzed by the Allianz Group. The Allianz Group does not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and expressly disclaims any liability for errors or omissions therein. You are responsible for evaluating the adequacy, accuracy, reliability and completeness of any information or other content available on hyperlinked or referenced websites. The Allianz Group is not responsible for the content or use of any other internet sites hyperlinked to a site. A hyperlink to another site is meant for convenience only and does not imply that the Allianz Group endorses or approves of the site or any products or services that it describes. Your access to and use of any other internet sites hyperlinked to or from the Allianz Website is at your own risk, and the Allianz Group assumes no obligation or liability in connection therewith. The Allianz Group reserves the right to terminate any hyperlink or hyperlinking program at any time. By accessing the Allianz Website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the Allianz Website. Links to this Web Site Users and sites may include a link to the Allianz internet site only by pointing to its home page www.allianz.com and only if any discussion of Allianz is truthful and not misleading. Information Submitted By You All information or material submitted to the Allianz Group through the Allianz Website will be deemed to be the property of the Allianz Group. By submitting any information or material to us through the Allianz Website, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information. You also agree that the Allianz Group is free to use for any purpose any ideas, concepts, know-how or techniques that you submit to us through the Allianz Website. The Allianz Group shall not be subject to any obligations of confidentiality regarding submitted information, except as agreed by an Allianz Group company having a direct customer relationship or as otherwise specifically agreed or required by law. Local Legal Restrictions The Allianz Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Allianz Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Allianz Website. Reservation of Rights The Allianz Group reserves the right to change, modify, add to, or remove portions of these terms and conditions of use at any time. >Credits   >Privacy Principles   >Terms Of Use ©ALLIANZ 2002. All Rights Reserved.